Sunday, 1 September 2019

Charles Scoville - Still Denying All Knowledge of The Sale of His Manchester Flat

(*updated 7th September 2019)
Charles Scoville brought a flat in Manchester, England (27, The Quays, Salford Manchester M50 3BB) on 14th August 2015 and the flat was sold on 28th November 2017:

But Charles denies all knowledge of having sold the flat and insists that somebody has forged his signature and stolen the £280,000.

Charles Scoville and his company Traffic Monsoon have been charged with running a ponzi scheme by the Securities and Exchange Commission. All their assets have been frozen and are currently in receivership. So the proceeds from the sale of the flat should have all gone to the receivers.

Charles has had two court judgements against him already - both ruling that Traffic Monsoon was a ponzi scam. But Charles has recently applied for a Petition for a Writ of Certiorari with the United States Supreme Court and a ruling is expected in the next few weeks.

The UK Transfer of Sale documents all have a signature saying 'Charles Scoville'  and have been witnessed by Kuddus Qureshi  2a, Heigham Road London E6 2JG

Kuddus Qureshi  ran a taxi service called RM Vehicle Hire Ltd that was registered at: 
2A Heigham Road and was dissolved on 26th September 2017 

Charles Scoville registered a company called Traffic Monsoon Global Ltd
whose registered Office is 2, Heigham Road, East Ham, London E6 2JG:

Imperial Offices is a large building in Heigham Road that rents out Office space;

And if you check the postcode on the Postcode Finder Website is clearly states that 2A is part of this address:

Charles says he can prove that he was in the USA on the date the Transfer was signed. And I can only assume that his passport date stamps will confirm this.   So there are obviously questions to answer in relation to the identity and whereabouts of Kuddus Qureshi who seems to reside in an office used by Traffic Monsoon and has witnessed the signature of somebody who was apparently on a different continent at the time the signature was given.

Charles is trying to help the receiver recover the missing money since Premier Property Lawyers are refusing to release all the documentation relating to the sale:

But since his attorneys can't even get the witnesses house number correct on the Court documents, his help might be more of a hindrance:

 7th September 2019

The Receivers request to the Hague Convention has been granted, which means Premier Property Lawyers in the UK have to provide full documentation to the US Courts.…/traffic-monsoon-receiver-granted-f…/

It shouldn't be long before all of Charles lies are exposed.

Watch this space...

Wednesday, 14 August 2019

Lyoness Public Prosecution - German Victims Urged to Claim

The German CEO of Lyoness is to face a Public Prosecution in Cologne and German victims of Lyoness are being urged to come forward with complaints:

'We advise all German Lyoness victims to directly contact the Public Prosecution’s Office Cologne under the file number 115 Js 424/19 and to lodge possible claims against Lyoness in a well-documented way.'

The post below has been reproduced with kind permission from Ben Ecker, the lawyer currently handling thousands of refund claims against Lyoness. 
Ben has so far managed to obtain refunds from Lyoness totaling well over a quarter of a million dollars with many more waiting to be settled. Lyoness has settled all of these claims without any court cases - make of that what you will.

14. August 2019/

With a letter of 12 July 2019, the initially closed proceedings (file nr. 115 Js 915/16) were have been resumed and preliminary proceedings due to infringement of § 16 UWG (Unfair Competition Act) were initiated (file nr. 115 Js 424/19).

Writing the prosecutor’s office translated:

“Preliminary proceedings against Mr. Guido Josef van Rüth a. o.

Alleged crime: Fraud

Dear Mr. Ecker,

I hereby inform you, that in accordance with your letter from 13 May 2019, new proceedings against the accused von Rüth because of an infringement of § 16 UWG (so-called snowball system) in connection with Lyconet’s Terms and Conditions of 2014 were initiated and are being worked on under the file number 115 Js 424/19. In regard to your further complaint, I submitted the file to Prosecutor-General of Cologne.

With best regards


With his letter of 13 May 2019, Bernhard Ecker lodged a 17-page complaint against the closing of the proceedings. Within this complaint, indications and facts concerning Lyoness, that obviously have not been further investigated before, were highlighted and reasoned in detail.

In particular, attention was drawn to the fact, that Lyoness has not – as alleged to the Public Prosecution – stopped to apply certain business practises. Nothing could be further from halting this business practises. They only were redrafted even more opaque and confusing.

Under item 8 of the claim of 13 May 2019 it is, inter alia, explained:

The business practices under examination have not been stopped but are being pursued with a construct that is even more opaque.

Compared to the previous “advance payment system” de facto nothing has changed but, in principle, only the wording was changed. Until November 2014, Lyoness named their investments “Advance payments on vouchers”, with which members basically only could obtain considerable profits if they recruited new investors. Later, when the WKStA (Public Prosecutor’s Office against Corruption) investigated against Lyoness because of the forbidden snowball system according to § 168a StGB (Criminal Code) as well as because of serious commercial fraud, and the first judgement of Civil Courts obligated them to make repayments, Lyoness drafted new Terms and Conditions and renamed its distribution from Lyoness to Lyconet, since the name Lyoness – especially in the media – already had become very negatively attributed. The conversion to the new Terms and Conditions was forced since members could only log in to their online member account if they had accepted the Terms and Conditions. Meanwhile, also Lyconet has fallen into disrepute so that the term “Cashbackworld” was chosen.

We welcome the well implemented and renewed measures of investigation as well as the transmission of further critical issues to the General Public Prosecution of Cologne.

We advise all German Lyoness victims to directly contact the Public Prosecution’s Office Cologne under the file number 115 Js 424/19 and to lodge possible claims against Lyoness in a well-documented way.'

Tuesday, 11 June 2019

Lyoness Refunds Now Available From (VKI) Austria

(updated 30th June 2019)

There's now another way to obtain a refund from Lyoness, and this refund method also gives you back interest on your Lyoness losses.

Affiliates have until January 31st 2020 to claim their refund.
Please contact the Austrian Association for Consumer Information (VKI) 

Association for Consumer Information (VKI)
Linke Wienzeile 18
A - 1060 Vienna
Phone: 01/588 770
Fax Consulting: 01/588 77-71
Fax Management: 01/588 77-73

Agreement between VKI and Lyoness - consumers get money back

Until 31.01.2020, other victims can contact the VKI

The Association for Consumer Information (VKI) has represented numerous consumers against Lyoness since the summer of 2017. The basis for the fundraising campaign was a procedure won by the Supreme Court (OGH) on behalf of the Ministry of Social Affairs, which went against clauses in the General Terms and Conditions (GTC) of the years 2007 to 2012 to the? Extended membership benefits? taught. Now a settlement solution could be reached together with Lyoness. Lyoness reimburses the participants the amounts paid plus interest less any membership benefits. Affected persons who have not yet participated in the collection campaign can contact the VKI until 31.01.2020. The mere participation in the shopping community is not affected by the collection campaign.

In July 2017, the OGH declared numerous clauses on so-called "extended membership benefits" to be intransparent and ineffective in the collective action brought by the VKI with the support of the Ministry of Social Affairs. According to OGH, the terms and conditions and the additional terms and conditions (ZAGB) from the years 2007, 2008, 2009 and 2012 were formulated unnecessarily difficult to understand. The voucher payment system also classified the OGH as intransparent.

According to VKI's legal opinion, this decision also removed the legal basis for consumer payments to Lyoness.

As a result, the VKI started a collection campaign so that the affected Lyoness customers could get their cash back. After extensive negotiations, a settlement could now be agreed. Lyoness will reimburse consumers with contracts based on the 2007 to 2012 terms and conditions. Any membership benefits received (eg the Friendship Bonus) will be deducted. From the balance, consumers will receive an additional four percent interest per annum for three years.

The VKI welcomes the agreement: "For many affected consumers, this comparison is a sensible way, which saves them from having to go to court," says Mag. Ulrike Wolf, Head of the Collection Department, Legal Division. The agreement is also viewed positively by Lyoness: "We have always been and continue to strive to find solutions in the interests of our customers."

Anyone who has missed the deadline to register for the collection campaign, can later by 31.01.2020 at the VKI under the service e-mail report. "We are pleased to enable other consumers to come up with a settlement solution," explains Wolf.

Change of the terms and conditions
Already in 2014, the contractual basis of Lyoness was changed. These new agreements (for Lyoness members on the one hand and for entrepreneurial Lyconet Marketer on the other) were not the subject of the OGH decision. The cross-industry and cross-border cashback and customer loyalty program is also unaffected.

The current settlement solution also applies to those consumers who have only switched to the terms and conditions for Lyoness members in the 2014 version. No agreement could be reached for those Lyoness members who have accepted the so-called Lyconet Agreement for independent Lyconet Marketers. For them, the comparison described does not apply. In individual cases, however, according to the VKI, there could also be individual solutions here.'

A message from Ben Ecker regarding the current refunds from Lyoness:

Dear Lyoness members & all parties concerned,

We have compiled a number of questions that have been put to us in respect to matters pertaining to Lyoness, respective court judgments and the processes in which we are able to successfully lodge and execute claims for Lyoness victims in Australia and elsewhere throughout the world.

We trust that the information in this email will be instrumental in helping you and further parties understand part of the legal process in which we are reclaiming money back for Lyoness victims.

In the final paragraphs we make reference to comments made by Lyoness employees Chris Thomson (U.K) & Jeff Rowlison (AUS) which I have lodged formal complaints to the U.K Fraud Police and the Australian Consumer Competition Commission (ACCC) in respect to serious fraud allegations.

I am very pleased to announce that more Australian settlements are being paid each week as we proceed and we will continue to support the members in the successful lodgement and settlement of further claims until such time that all members claims have been lodged and settled.

Please find the questions and answers below.

1/ My understanding is that you are lodging claims on behalf of Australian victims under the Austrian (Commercial Court of Vienna) Court judgement relating to '61 clauses of the Lyoness T&C's 'Null & Void' in favour of all victims across the world, including Australia.
Does this judgement only relate to the T&C's for 2007 to 2012, or all periods 2007 to 2017?

Yes, the Austrian Supreme Court’s ruling on the Terms and Conditions only refers to the Terms and Conditions of 2007–2012.
The sixty-one invalid points in the Terms and Conditions are only part of my legal reasoning; the many rulings and classifications as a pyramid scheme in Austria and Switzerland, the ban in Norway, a court case seeking a ban in Italy and related assessments also played a role. The “Schlüssel zum Erfolg”/“key to success” cession is generally included in the claims case.
I have been uncovering fake business alliances and collaborations claimed by Lyoness and widely publishing my findings for years, which has earned me a certain reputation at Lyoness. Unearthing and publishing Lyoness’ fake MasterCard Partnership has left its mark on Lyoness up to the present. The court has been dealing with a lawsuit against me in this regard for three years, and has become a source of hilarity for the lawyers as Lyoness has been delaying a ruling on its own suit with all sorts of excuses – they cannot win as that would mean proving that they aren’t a pyramid scheme.

The way I approach a Lyoness case depends on the amount at dispute and type of claim; I usually try to reach an out-of-court settlement first, but this is usually only possible for smaller amounts.

2) Are there new proceedings filed against Freidl in the Austrian Courts, after he paid a penalty, but no judgement yet?

Unfortunately not. Hubert Freidl moved to Monaco when the lawsuit against him for breach of prospectus liability was announced. He should not be the direct target, we have to dismantle his company bit by bit, uncover the company’s lies and bring the matter to the media.

3) Am I correct in saying that T&C's for the period 2014 to 2017 are not included under this judgement in 1) above and fall under other judgements in other Austrian Courts?
If this is the case, does these judgements allow injured members/ merchants to successfully claim refunds through you?

Yes, this is correct. Austrian courts have condemned the Terms and Conditions from 2012–2017 several times as intransparent and obscure.
Graz Regional Court for Civil Matters found for the applicant in Case No. 5 R 212/16g on 18 January 2017 as follows:
The appeal raised by Lyoness is inadmissible, as is a revision of the ruling according to the Code of Civil Procedure (ZPO) §502 para. 2. This judgement is final.

Extract from the reasons given in the ruling (Page 4):

“The system established by the defendant that takes substantial payments to redistribute, retain and distribute them again is impenetrable and obscure. The plethora of terminological definitions in the Terms and Conditions and Supplementary Terms and Conditions play a role in this, with meanings that are difficult or impossible for members to understand and could not be established on the basis of the documents. The applicant’s claim for repayment of the amount paid was based on the nullity of the legal transaction concluded between the parties according to of Austrian Civil Code (ABGB) §879 para. 1 as the case involved an illegal pyramid scheme according to Austrian Commercial Code (UGB) §2 Annex Z 14. Moreover, the respondent based the contractual relationship solely on the respondent’s incomprehensible Terms and Conditions. These are void according to Austrian Civil Code (ABGB) §864a as they include objectively unusual provisions that significantly differ from the expectations of the other contracting party, who should not be required to anticipate such provisions under the circumstances. The Terms and Conditions also include grossly discriminatory provisions that are null and void according to Austrian Civil Code (ABGB) §879 and Austrian Consumer Protection Act (KSchG) §6 para. 3. The Terms and Conditions of 2014 did not become the basis for the contractual relationship according to Austrian Civil Code (ABGB) §864a. Moreover, these Terms and Conditions are void as they violate moral standards and lack transparency. Further, the applicant declared acceptance of the Terms and Conditions of 2014 in error due to lack of disclosure or deception on the part of the respondent. The applicant also exercises the right to premature termination of the contract for cause, or in the alternative, to terminate the contract, thus justifying the claim for repayment.”

“Moreover, the court of first instance considered numerous clauses to be void on their own merit and collectively according to Austrian Civil Code (ABGB) §879 para. 3 on the grounds that they limited the right of customer to a refund of down payments or part payments already made in an objectively obscure fashion and especially for reasons largely at the discretion of the respondent, which are not only obscure but also grossly discriminatory against the customer. Whether the new Terms and Conditions for Lyoness members issued in November 2014 and the Lyconet agreement in the version of November 2014 ever became part of the contract according to Austrian Civil Code (ABGB) §864a is moot. All provisions in the T&Cs limiting or excluding a customer’s right to a refund of down payments or part payments already made on termination of the contract were just as grossly discriminatory and intransparent as those in the previous versions of the Terms and Conditions.”

4) Is there a Court judgement enabling injured members to lodge successful claims under the T&C's for 2012 to 2014?

Yes, this is possible.
There have been some corresponding rulings depending on the investment in Lyoness (cloud, country packages etc.) It would be advisable to pursue this case in Australia and involve the respective authorities.

In response to the message from Chris Thomson:

What he writes is utterly irrelevant. If there is anything I’ve learned from Lyoness, it’s that nobody should ever enter into a written or verbal argument with them. They always twist and misrepresent everything afterwards. This message looks almost desperate, and clearly demonstrates that he isn’t one of the “fat cats” at Lyoness.

I certainly wouldn’t take the matter further as success always trumps any argument. How did this Chris Thomson actually get to contact you, and why do you feel the need to respond? This individual doesn’t contact me.

Finally, I can assure you that I’ve already had enough of dealing with Lyoness. This Chris Thomson or Mr. Rowling are insignificant and not worth the bother. -

Mit freundlichen Grüßen / kind regards

B. Ecker

BE Conflict Management Inc.

Saturday, 1 June 2019

Ex Lyoness (Australian) MD Craig Wotton Gives Out Refund Information

Ex Lyoness MD Craig Wotton has recently contacted Lyoness Australian members with information on how to claim a refund from Lyoness.
The refunds are being obtained through Ben Ecker at BE Conflikt Management and apply
to everybody, world-wide, not just Australia.

Craig is particularly interested to hear from anybody who has obtained a refund and is willing to give testimonial, as Lyoness are still insisting these refunds aren't taking place.

Lyoness Claims: Updated Claim Forms, Settlements & Relevant Information
Dear Lyoness Members,

I would like to congratulate all of the parties that have received successful settlement payouts this last week, and it would be greatly appreciated if more members would be willing to record testimonial videos to send through to us once you have successfully received your settlement, it will certainly help more members make the decision to move forward to reclaim their money back via BE Conflikt Management in Austria.


Lyoness Claims: Former Lyoness Australian Managing Director Craig Wotton

Lyoness Claim Testimonials: Big John Pizza Owner (Sydney Australia)

Lyoness Claim Testimonials: Michael Azimos (Melbourne Australia)

BE Conflikt Management have moved into new offices in Vienna (Austria) in addition to opening brand new headquarters in Miami Florida to accommodate the increasing demand of injured parties in the United States and surrounding regions.

Please use the updated claim forms attached to this email for all future member claims if you or any other effected parties are completing your own claim forms and if you have contacts in the U.K, Europe or the U.S.A I will provide you with the relevant claim forms for these markets upon request.

For members needing assistance putting claims together I am more than willing to assist with any parties that need help so please feel free to pass on my contact details to further injured parties.


We have noticed that members that have agreed to new terms and conditions have had their invoices removed from their member back office reporting systems making it difficult to calculate what are the correct claimable sums, if you or any of your constituents are in this situation we will have no option other than to rely upon bank statement to prove money that has been paid to Lyoness as supportive evidence in respect of claims.

Please make sure that you have saved all of your invoices that you rely on for your claim in a folder on your computer or even print hard copies in the case that there is any dispute over the amounts claimed, we have been asked in some cases to produce supportive evidence in respect to certain members claims.

If your account has been terminated we are still able to lodge your claim, we do not acknowledge account terminations the money in your account is your money and is claimable.

Any network marketing companies that allegedly steal commissions and entitlements do not deserve the right to continue on benefiting from your downlines and I have always been of the view that such terminations would constitute beaches of the Australian Consumer Laws particularly those that relate to unconscionable conductunfair contract terms and in other instances anti-competitive behaviour.

I was contacted by a member that has had their account terminated and or blocked by Lyoness on 2 separate occasions, the member in question advised me that they lodged official complaints to the NSW Fair Trading office of which Lyoness quickly reopened there account, I note that this member has over $100,000.00 invested in there Lyoness account which is just outrageous that Lyoness would have the hide to allegedly attempt to defraud this member out of more than $100,000.00.

I have not seen conduct like this in the 28 years that I have been involved with the direct sales industry!

Last Monday night Derek Miller conducted another excellent webinar broadcast revealing further findings that is well worth watching, I have tremendous respect for Derek and his partner Carolyn Philips for the leadership that have shown to the network of people that have followed them for many years believing in Lyoness and are now helping their team realize the incontrovertible truths regarding Lyoness.

Last Monday night’s Star’s Mastery Webinar can be viewed publically on You Tube by following this link:
(I would suggest that you subscribe to Derek Miller’s Stars Mastery You Tube Channel to receive alerts each time new content is uploaded)

It is well worth following Ben Ecker’s media releases from the websites of BE Conflikt Management and Social Media pages by following these links:

I would again like to commend Ben Ecker on the work that he is doing for now thousands of claimants from many different countries around the world and we will be standing totally committed to each and every one of you until the very last member that wishes to has successfully lodged and settled their claims.

That is our commitment to you!

Kind regards.'

Documents related to claiming your refund are all available here:

Saturday, 25 May 2019

LYONESS Australian MD Jef Rowlison Accused Of Slander - Is A Court Case Imminent?

(updated 27th May 2019)

This is Jef Rowlison, the Managing Director of Lyoness Australia:

And these are his contact details:
Jef Rowlison
Managing Director
myWorld Australia Pty Ltd
Suite 2, Level 12, 222 Pitt Street Sydney, NSW 2000, Australia
Email: Phone: +61 2 9007 1000 Web:

Jef is also listed as Managing Director at myWorld America Inc:

and  Managing Director at  The Lyoness Child & Family Foundation


What a busy man Jef is, all that Lyoness business to oversee.

But Jef is having a few problems at the moment. Let me explain...

A gentleman named Ian Chittick recently managed to obtain a refund from Lyoness though legal action with the help of Ben Ecker of Konflikt Management in Austria.

Ian had previously asked Lyoness for a refund of the money he paid them and Lyoness had refused.
So Ian contacted Ben and his team of lawyers instead to act on his behalf - and Lyoness
coughed up a refund without ever seeing the inside of a court room!

Ian released this You Tube Video as a testimonial:

and then wrote this open, public letter of thanks to Ben, his legal team in Austria and Craig Wotton ( former Lyoness Australian MD)

Subject: Lyoness/ Lyconet -
‘Great News’ Settlement of Our Claims
To: Craig Wotton, Ben Ecker and the Austrian legal team.

A BIG THANK YOU to you all for handling the settlement of my claims in such a professional, painless, simple and timely manner, recovering our considerable Lyoness Voucher investments and Down Payments (Personal, Asia/Pacific, USA, Mexico & India Programs) something that was previously denied by Lyoness/ Lyconet and its new found divisions of myWorld/ Cashback World, etc, etc.
Nothing but A WIN, WIN, WIN!!
A ‘special thanks’ to you Craig Wotton (former Managing Director, Lyoness Australia) for assisting many members of my downline team of over 2,500 in the completion and lodgement of their claims for lost investments (Down Payments, Merchant costs, etc, etc), some extremely large (in the tens of thousands $$) some not so large. NO WIN - NO FEE!! *** Nothing to lose, everything to gain! How true!
Ben, your efforts in exposing the reported ‘pyramid practices’, the Austrian Court ruling and judgements against Lyoness (now known as Cashback World/ myWorld/ Lyconet) to the broader world community and for making Lyoness/ Lyconet accountable to the members that paid money in good faith into the Lyoness/Lyconet scheme is greatly appreciated, through your persistent ongoing investigations over many years and well documented and respected website blogs:
I can fully understand Lyoness/ Lyconet Management not wanting any publicity on these serious issues. It’s not that long ago certain key leaders and management were referring to you as a ‘scaremonger’ presenting false claims. They must now be eating ‘humble pie’ with their personal reputations in tatters. You have certainly cast some doubt on their reputations, which must now be at an all time low. No doubt there will be a lot of nervous Lyconet Marketers seeking your services over the coming months, now that Norway and Italy have been banned by the regulators, with reported member claims in Italy alone amounting to over €53 million Euros:
Norwegian Gaming Authority Lyoness must stop illegal pyramid activity in Norway:
Italia Autorità Antitrust Pyramid selling and misleading promotion, sanctioning over 3 million to Lyoness:
Keep up your excellent work. I would not hesitate recommending your services to any fellow victims, not only here in Australia but across the world.

Kind Regards Ian Chittick

But now it gets really interesting.

Back in October 2018, Jef sent out this generic email to all his Australian team:

From: Jef Rowlison
Sent: Wednesday, 31 October 2018 6:12 PM
Subject: MLM Scam

Thank you to all who attended our Video Conference yesterday and for the positive contribution to minimizing the disruption to the business.
For those unable to attend here is a summary:
The company is aware of crooks activity but we need to find the balance is between not giving this person ‘oxygen’ and protecting our combined business.
For instance- a letter from our solicitors to a dummy email address will simply give the person even more material to misrepresent.
The reality is that crooks FAKE NEWS is just that. FAKE
I have been through all the links and every incendiary claim is just that- a claim, not supported by any evidence.

Our legal team in Graz have confirmed that there are no legal investigations in Europe, but to provide some further advise:
After the Public Prosecutor’s office had lodged an appeal against this decision, the Higher Regional Court Vienna has, in its decision dating from 12.04.2016, confirmed the decision made by the Regional Court for Criminal Matters in Vienna and has subsequently declined the accusations made by the WKStA.

The preliminary proceedings against both, Lyoness Europe AG and CEO Hubert Freidl, were therefore to be terminated.

The Vienna Regional Court’s decision clearly states that Lyoness does not run a pyramid scheme in the sense of § 168a StGB (Austrian Penal Code) and that any investigations regarding the accusation of serious commercial fraud are to be terminated.

This decision is legally binding and can no longer be subject to appeal.

In the case about Lyoness Norway

Lyoness has appealed this decision in order to prove to the Gaming Authority that our business model is legal. The authority decided that we may continue to operate the Shopping Community (Cashback World), that Members may continue to make their purchases at existing Loyalty Merchants and that new Members may register for Cashback World until a decision has been made regarding our appeal.

There is no evidence available that the businesses in Turkey, Italy or any other jurisdiction is being investigated despite what crooks claims
Hard for us to prove a negative with a negative.
This person is merely re-posting other people’s views with the intention of hurting your business.

Mostly they are re-posts of articles in ‘MLM Marketing’, ‘pissed off consumers’ and Tara’s blog.

Tara’s Blog for instance takes the incorrect view that the company is fraudulency claiming Tesco is loyalty merchant when the case is they are a gift voucher merchant- like eBay, like etc.

Every network marketing group suffers this

Amway Scam -
Herbalife Scam -
ACN Scam -
AVON Scam -
And we can go on and on about every MLM in the world.
The first line of defence is Members talking to Members and prospects.
Do you believe that you get benefit from Lyconet membership, do you get benefits as a merchant?
If the answer is YES- then that is the opportunity you are offering, regardless what that person does to detract from your goals
Become a digital army!
· Post your stories on yours and our Facebook, Instagram etc.
· The more you do the more you will swamp the haters

What is the Company doing:
· We have approached Facebook to take these posts down and are talking with ACMA -the government organization that deals with such complaints- this will need to be reported by recipients of the email.
Here’s a link
· Our legal people are ready to act- but we do need to know who the person is.
· Newsletter- we are including a warning about Spam and Scam emails in the next Merchant Newsletter and a request to contact us if they receive them
· Reputation Management- we hare engaging a PR agency that has expertise in reputation management . This was in plan for 2019 but we have bought this forward to create ‘good news’ stories to counter negative stories- this will take a little time to impact but will be effective

· Testimonials- we will be shortly posting some new testimonials that we shot in the Central Coast
· Personal contact with merchants-we will contact any merchant who has received such a Spam email to re assure them that the claims are not true and that the company does operate according the rules and laws in every country
· Company statement-I am working with Chris ad the team to present a simple but clear statement of our continued values and rebuff the false claims

Our way forward
· is to confirm our value to anyone who questions it.
· I have offered to contact personally any merchant , and have done so already
So far we have had no applications to terminate
Best regards and remember - Together We are Strong

Jef Rowlison

Managing Director
Lyoness Australia Pty Ltd
Level 12, 222 Pitt Street, Sydney 2000, Australia
T +61 2 9007 1017 M +61 418 825 852

So, to re-cap:
The Managing Director of 'Lyoness Australia' and 'myWorld America' Jef Rowlison, sent out an email to his Lyoness Team claiming that a number of sites/forums/blogs - including my own - are all carrying fake stories and lies about Lyoness and are not to be believed.

He says:
'Our legal team in Graz have confirmed that there are no legal investigations in Europe, but to provide some further advise:
'After the Public Prosecutor’s office had lodged an appeal against this decision, the Higher Regional Court Vienna has, in its decision dating from 12.04.2016, confirmed the decision made by the Regional Court for Criminal Matters in Vienna and has subsequently declined the accusations made by the WKStA.'

This was dated 12th April 2016. Fair enough. But it's now 2019 and this is the Austrian  judgement now:

Aug 01, 2017
The Supreme Court in Vienna has rejected the appeal On the 18th of May 2017, the Austrian Supreme Court in Vienna delivered a long overdue, 53-pages-long verdict (Verdict Supreme Court General T&Cs, Ref. no.
'The judge Mathilde Beranek from the Commercial Court in Vienna, Legal Department 58.1 Vienna, convicted Lyoness as a snowball system and declared the company’s General T&Cs to be null and void (Case No. 581 Cg 44/16y-11).

And ITALY/Norway:

First, a fine of 3.2 Mio € was imposed, which could be seen as a warning shot. Significantly more serious are the findings of the investigations that are similar to Norway’s findings. This is no surprise since the structure and procedures of Lyoness are the same in all countries.
After the conclusion of a long inquiry, the competition authority (AGCM) stated that:
The promotion system for the purchase model “Cashback” Lyoness Italy S.r.l. uses, is incorrect, because it is a pyramid scheme/snowball system, which the Consumer Protection Act classifies as a definitely misleading business practice.
The system revolves around a fee-based discount card with which consumers can “save money” in certain stores. Only the leaders of the Lyoness system yielded high profit rates with the members’ “careers”.

Jef is denying that lawyers in Germany have managed to secure refunds for Lyoness customers. 
(But then, Jef is hardly likely to confirm this is true, since thousands of customers who have lost life savings could then legally use this route to get back the money Lyoness stole)

And what of the criticism directed at me? Jef says this of me:

'Tara’s Blog for instance takes the incorrect view that the company is fraudulency claiming Tesco is loyalty merchant when the case is they are a gift voucher merchant- like eBay, like etc.'

My view is not incorrect Jef. You state over and over again that dozens of National Retailers are 'LOYALTY MERCHANTS' of yours , not 'gift-voucher merchants', 
They do NOT give Cashback.
They do NOT give shopping points.
They are NOT Cashback World members.
They simply sell you gift vouchers. That's it. But by calling them 'merchants' of Cashback World you are implying that these Retailers are connected to you in some way, which they definitely are not! 

And what about the specific case of Ian Chittick obtaining a refund?

Jef sent this generic email communication on May 1st 2019, again to all his team:

From: Jef Rowlison
Subject: Please have your members report Chittick and Craig Wotton to Scam watch

Date: 1 May 2019

Talking with NSW Fraud Squad they recommend that everyone who receives these emails or texts report this on the ACCC Scam watch- see link attached.

I have made a report on behalf of Udo Starkis with his permission
Here is the description that I used-each person should personalize for themselves.
Ian Chittick and accomplice Craig Wotton are claiming to recover funds deposited by Lyon(ess)

No such payment have been made by the company. They are targeting hundreds of members unsolicited and often that have no association with them by email and text.
I am the Managing Director of Lyoness Australia and confirm that we have made no such payments.
They are operating with a German based businessman -Ben Ecker of Konflict Management who is also operating this scam in Germany

If everybody does this then the authorities will be more likely to follow up

We have previously reported Wotton and Chittick to ACCORN- the government sponsored cyber security watchdog and the NSW Fraud Squad

If everyone get behind this action and tells all their members we are more likely to stop this cancer

Thank you

Jef Rowlison
Managing Director
myWorld Australia Pty Ltd
Suite 2, Level 12, 222 Pitt Street Sydney, NSW 2000, Australia
Email: Phone: +61 2 9007 1000 Web:

So Jef is blatantly calling Ian Chittock a liar and a scammer!
But some very basic checks and banking records would prove conclusively that it is in fact JEF that is lying, and NOT Ian.

This email communication from Ian to his team confirms his refund:

From: Ian Chittick
Date: 24 May 2019 at 2:58:46 pm AEST
Subject: Lyoness/ Lyconet - EVIDENCE OF MY SETTLED CLAIM

Hi Folks,

A MUST READ as your 'BOOKED UNITS' and 'CLOUD Investments' are at RISK!

Reference is made to the below email, which is self explanatory.

As you know there has been a lot of FAKE NEWS being spread by Corporate, Retford and other key leaders, continual threats, abuse and referring to me being associated with an international SCAM and as being a FRAUD.
Others who know me believe otherwise.
Thank you to those kind people who sent me a recording of RETFORD's 'Private Invitation only' Webinar last night, the content of which includes serious 'slanderous' and 'defamatory' statements against me, which will now be dealt with accordingly.

Those people who joined this webinar to listen to more of his FAKE NEWS, Corporate SPIN and BS, I can assure you all, that two of those MEMBER ID's listed in my earlier email are MINE! They are not FAKE or FRAUDULENT.

Can you please explain to me, why RETFORD and ARATOON are sitting on the TRUTH, as each have been provided with evidence of my SETTLED CLAIM being paid into my bank account?? (see below email)

Both these clowns are going to look pretty stupid in front of a Judge, under oath and in the media..
You be the judge of who is telling the TRUTH.

As I have said before:

I stand by my ‘truthful’ and ‘honest’ testimonial at: and look forward to standing in front of any Court of Law and provide proof of payment.

Personally, I welcome any investigation by the NSW Fraud Squad, ACCC, ACCORN or any other regulatory organisation, the media and any Court of Law across the world.

Overnight, the first of many Lyconet/ Premium members in my down line team received notification of their SETTLED CLAIM, from Ben Ecker of BE Konflikt Management. I can assure you there will be a lot more in the coming months, which will no doubt severely affect the Retford, Reynolds, Aratoon down line and income levels.

More Claims lodged this week.
More Claims Settled this week.

You might want to revisit last weeks recorded STARS Mastery webinar to get the TRUTH, at this link:


If you are genuinely interested in getting your MONEY BACK, you can view all the evidence of this Austrian Court (Commercial Court of Vienna) judgement against Lyoness, in favour of all member victims across the world at:
Austrian Judgement: Re 61 Clauses of Lyoness T&C's Null & Void (see the PDF, I sent in an earlier email) (Open in Chrome to translate to English).
This Current Affairs video reveals the 61 clauses case that the VKI in Austria has won against Lyoness, in favour of victims across the world. Bernard Wagner who was the M.D of Bulgaria is featured:
You will find more detailed information at the Fromhold Lawyers website: and:
Another Austrian Law Firm successfully lodging CLAIMS for victims across the world against Lyoness:  

You might want to reconsider joining RETFORD's future 'private and confidential' WEBINARS, knowing they are full of Corporate SPIN and BS and FAKE NEWS and follow the future TRUTHFUL public blogs of the trusted Derek Miller.


I wish you well in your decision making.
Enjoy your weekend.

You have a 'Duty of Care' responsibility to everyone in your down line team!
From: BE Konfliktmanagement <>
Sent: Monday, 8 April 2019 10:51 PM
To: Ian Chittick
Cc: Craig Wotton
Subject: BEKM / Payout for you

Dear Ian,

We are pleased to inform you that we are preparing your disbursement which will be commissioned within the next few days.

The payment AUD xx,xxx.00 (AUD xx,xxx.00 - 7,5 %, second fee) will be transferred to the following bank account:

Account Owner: Ian Chittick
Bank: XXXXX Bank
BSB: XXX-XXX (Please check the bank details!)

Please note!

We will first pay the claimed amount less our fees. The cession/assignment will remain unchanged for realisation of interest of other additional claims.

As soon as interest or other claims are being payed out, the payment procedure will be repeated.

At last, we would like to thank you for the confidence you have shown us. We are happy about every recommendation to others.

With best regards

Your BEK-Team

B. Ecker

I'm told that a possible Court case for Slander is being considered by both Ian and Ben and I genuinely hope they take Jef to court. Watch this space...

Jef is asking people to report us to this link:

Which is a government site to report SPAM.

But I'd advise you to report Jef and Lyoness to this link:

Which is a government site for reporting SCAMS!

27th May 2019

An update from Craig Wotton - former Lyoness MD in Australia:

Dear Lyoness members,

Firstly I would like to congratulate all of the members that have now received successful settlements from BE Konflikt Management in Austria, claims are being settled within 9 months of lodgement which is a very acceptable time frame considering the large volume of now thousands of claims being put to Lyoness via BE Konflikt Management and our Austrian lawyers.

In the last few weeks Lyoness have gone about terminating members accounts of some of the top leaders in Australia that have been extremely loyal to pushing Lyoness’s cause, what is ever more disturbing is that Lyoness seem to think that they can go about termination members accounts and refuse to refund your money that is held in trust and in some cases totalling many thousands of dollars.

On Monday the 20th of May, Derek conducted a very constructive webinar exposing his findings and experiences in dealings with Lyoness.

Please find below a link to the recording of Derek's Star’s Mastery webinar that is well worth sharing:

I would like to commend 
Derek Miller and Carolyn Phillips for their outstanding leadership over the years that they have built their Lyoness network in Australia they are outstanding leaders and I feel very honoured to be now helping their teams successfully lodge claims to recover money invested in the Lyoness scheme.

Please feel free to pass on my contact details to any further parties that require our assistance in reclaiming money back from Lyoness.

Kind regards


Just in, some more evidence of Lyoness refunds:

Subject: Fw: Lyoness/ Lyconet - History of my SUCCESSFUL CLAIM AGAINST LYONESS

Hi Folks,


For your information.

Self explanatory.

Another happy former Lyconet Marketer and team leader gets his SETTLED CLAIM ('Booked Units') paid directly into his bank account, impacting on the Retford/ Reynolds/ Arratoon down line. More to come.


Is this more FAKE NEWS being promoted by Corporate and Retford? You be the judge!!

I'm not sure that RETFORD and his small group of 'blind mice' will want to believe Allan's 'testimonial' with clear evidence of his SETTLED CLAIM. Let's see how he reacts!

Would you and your team like to get your money back?

You also have a 'Duty of Care' responsibility to each member of your down line team.

From: Allan Day <********>
Sent: Monday, 27 May 2019 12:49 PM
To: Ian Chittick

Hi Ian,

I have attached the History of my dealings with Ben Ecker of BE Conflict Management Inc , regarding my Claim to have my Booked Unit Payments within and outside Australia refunded to me.
As you are aware, you in good faith introduced this venture to me, and at the start, all the research completed by yourself, me and others, indicated that this was the business to help SME’s and individuals enjoy additional funding for their retirements.
In the early years, this did look like the case, but as time went on, processes started to change, promises of other counties coming on board did not happen, and additional noise from Europe regarding the validity of Lyoness as being a “non pyramid scheme” was surfacing
Also, the ongoing name changes of the Business, which incorporated continual changes of their Terms and Conditions, started alarm bells ringing for me.

The most concerning thing for me was not the losses that I could incur, but the losses to my Family and Friends was the hardest thing for me to swallow, and that is why I was so happy to find that people like Craig Wotton, Ben Ecker and yourself, were passionate to make people aware of what is happening in the  European Courts, to make Lyoness accountable for their miss representations to their members all around the world.
Initially I was scared about putting my Claim in with Ben, but I saw that if I didn’t , I may have not been properly representing my down line members, and would feel even worst that I did not allow them the chance to recoup their hard earned funds.

As it has turned out, it certainly was the correct decision, and most of my members have now put their claims into action.

My experiences with Craig, Ben and yourself have been very professional, which I cannot say has been shown to you guys by several Australian Lyoness Representatives, who appear to have their “collective heads in the sand”, about what is  unfolding in the Courts in other Countries. Do they think that Australia is immune to this? I don’t know.

I am happy to provide this information to you, to satisfy providing evidence to the “Fake Claim Brigade”, and I have no problem in showing the amount of my successful claim.

I wish all our Members a successful Claim experience that we have enjoyed.

Allan Day
From: BE Conflict Management Inc. <>
Date: Fri, May 24, 2019 at 5:15 PM
Subject: Payment by agreement
To: Allan Day <********>
Cc: Craig Wotton <>

Dear Allan,
we have paid out AUD 4,231.87 (-AUD 1,20 bank-fee) today as per our agreement.
Please inform us as soon as you can confirm the payment!
Thanks for your order.
Your team from BEKM
best regards
Ben Ecker