'Black December' is the phrase used for when Ponzi's finally implode because payment issues usually happen at Christmas. Thousands of affiliates all think the money they have in their accounts is real and want to withdraw it to buy lovely things for Christmas. The problem is, the scammers don't have the money, it's long gone. So they either close the scams down or start making excuses for non-payment.
These issues usually start around mid October and continue through November until right up to the last moment when all hope of your money appearing is finally gone.
This is a doubly cruel blow because not only do you NOT have the money but it's too late to do anything about it. So the only thing filling your Christmas stocking is the hot air coming from your computer!
I've written this hymn to the tune of 'Away in a Manger' and really hope that you heed the warnings we give before it's to late.